And now for a journey down what I am just calling Ridiculous Road this week. Although mortgage lenders and just about everyone else relies on technology of some sort to do their job; we are not ourselves machines and we can make mistakes. OK — but what happened to just doing your job as a plain old human being?
First of all, if you’re lucky enough to have a job in this economy, don’t you think that that alone would give you the impetus to do the best you can? But this week in particular we just had a rash of “professionals” who weren’t looking beyond their piece of the mortgage process.
None of us can work in a vacuum when it comes to getting buyers assessed and approved; everything is contingent upon everything else and when people just start drawing juvenile lines in the sand saying things like “I’ve done the three comps that were required for the VA approval and I am not going to do anything else.” – (a direct quote from a VA appraiser) – how can we get anything done if no one is seeing the big picture?
There are factors and standards in every phase of the mortgage loan process. But by not taking shades of grey and collateral dependencies into account and instead opting to infuse a situation with an attitude and huffing and puffing about doing perhaps a little extra from time to time is just ludicrous. (You may as well be a kid taking a tantrum in Aisle 5 in Wal-Mart…give me a break!)
At the end of the day, I realize we are not ending world hunger here; but can’t we just pull together and do everything possible to get qualifying people into their new homes? It’s a contribution to making people happy and salvaging the housing market while having a positive impact on real estate values and the economy. I think that’s a pretty lofty goal. I appreciate your indulgence as I just blow off a little steam; it happens when the relatively easy stuff is made so much more challenging than it needs to be. Now back to our regularly scheduled programming.