EARNEST MONEY, WHAT IS THAT?

The meaning of earnest money is in the name, it is a deposit of good faith on a home loan from buyer to seller.  Earnest money deposits will often set your offer apart from other applicants. Earnest money is different from a down payment and often a lot less. It’s basically a good-faith gesture and… Continue Reading EARNEST MONEY, WHAT IS THAT?

Hey There Buyer It’s Appraisal Day Are You Ready?

Hey There Buyer It’s Appraisal Day Are You Ready?

Have you heard of the real estate agent appraisal happy dance?  It is a real thing.  When the home that you have made an offer on appraises at or even above your offer these agents are known to drop everything and dance.  Then they call you and you dance too because you are closer to… Continue Reading Hey There Buyer It’s Appraisal Day Are You Ready?

Merry Christmas Happy New Year

Merry Christmas Happy New Year

Can you believe that Christmas is almost here which means that 2019 isn’t far behind, where has this year gone?  How does this happen? I am sitting here thinking about what I want to write today and I thought about how at this time of the year we hear how we should stay fit during… Continue Reading Merry Christmas Happy New Year

Know Your Do’s and Don’ts Once You Have Applied for a Mortgage Loan

Know Your Do’s and Don’ts Once You Have Applied for a Mortgage Loan

You are purchasing a home.  You have applied for a loan.  You are excited and making all kinds of plans for your new home.  You have been dreaming about this day and you want everything to be just perfect. Your dream home in in reach and there are things to keep in mind that will… Continue Reading Know Your Do’s and Don’ts Once You Have Applied for a Mortgage Loan

WHY REAL ESTATE INVESTMENT MAKES GOOD “CENTS”

WHY REAL ESTATE INVESTMENT MAKES GOOD “CENTS”

Have you been thinking about investing in real estate? Would you be surprised to know that investment property loans are probably the easiest loan to qualify for of all loans? Can you guess why? Well, the short answer is that you are not adding any loan payment to your qualifications.  This means you are not… Continue Reading WHY REAL ESTATE INVESTMENT MAKES GOOD “CENTS”