making the wold safe one loan at a time
SELF-EMPLOYED, BUYING A HOME, NO W-2, NO PROBLEM Yes, you read that title right. You are self-employed You want to buy a home You have no W-2 Seriously, no problem You might have been asking yourself how do I, as a self-employed borrower, qualify for a mortgage loan? Let me explain the answer… Continue Reading SELF-EMPLOYED, BUYING A HOME, NO W-2, NO PROBLEM
Why getting a mortgage before you go house hunting is the right thing to do in today’s market. I know that on a rainy afternoon it is exciting to get onto your computer and start to look at homes in areas you would like to live. You set a price point in your mind. You… Continue Reading Why Getting a Mortgage Before You Go House Hunting is the Right Thing to Do
Do not call a Realtor unless you have done this first, I am serious. I am about to give you the #1 thing you must do before you make that first call to see homes. True story in 2018. You see a wonderful home on line. It has everything you want, a pool, 4… Continue Reading Do NOT Call a Realtor Until You Have Done This First
Buying your first home may seem like a completely daunting experience, between qualifying for credit and trying to secure the down payment. But what you may not realize is that there are state assistance programs available for first-time buyers in Florida. In fact, some counties have their own specific type of program and they are… Continue Reading Here’s the Scoop on Florida Down Payment Assistance Programs
Last October, a new five-page form called the Closing Disclosure was established to provide borrowers with a better understanding of the all of the details about their mortgage loan. This new Closing Disclosure form highlights the important terms of the loan, the projected monthly payments, and how much the borrower will pay in fees and… Continue Reading What Is the New Closing Disclosure Form And What Does It Do?