Thank You Santa!

What happened this time was the nose dive of my hard drive – although it was the one where I keep all my non-confidential data…gone were my go-to docs, my cheat sheets, form letters and computation spreadsheets. Or at least they could have been had they not be safe and secure beyond the world of cantankerous hardware and destructive software viruses. I take my business seriously and to tell the truth I sleep better at night knowing all my family’s pictures and all my data is protected. So while I am able to go out and save the world one mortgage at a time; Mozy is also on the job saving one database at a time.

At the end of the day, there’s nothing like a contingency plan.

Never Assume When it Comes to Mortgages

On the flipside, there are buyers who believe they have horrible credit, they know they have credit lines and high balances on several cards and don’t believe they would be a good mortgage risk. They therefore assume they will be denied a home loan.

This is not to say that either one of these clients is ready to make a move, but neither should presume their reality.

FSBR – For Sale By Realtor

At the end of the day, whether you’re in the market for a $2.5 million co-op on Manhattan’s Westside or a doublewide in Anytown, USA…you can’t go wrong with an experienced agent and a mortgage banker who knows their market and how to facilitate the home buying or selling process.
Wonder what Sambrotto’s up to now? Perhaps he’s building his own home! Who needs a contractor or an architect or an engineer or a carpenter or an electrician or a plumber or a roofer anyway?

The More Mortgage Loans Change…

…the more they stay the same. Mortgage bankers in Florida need to keep up with all the industry changes (for more information please see just about any of my previous posts to see the progression of adjustments to our industry!), but the basics of lending are still very much alive and kicking. So if a… Continue Reading The More Mortgage Loans Change…

Tampa Bay Mortgage Help – The Real Estate Puzzle

The Florida real estate and Florida Mortgages market is crazy right now! According to all estimates, Florida ranks on the top real estate lists for all the wrong reasons, falling prices, foreclosures, defaults and more. Where can you go to get some REAL answers? We are here to help with the Florida Real Estate Puzzle… Continue Reading Tampa Bay Mortgage Help – The Real Estate Puzzle