You are purchasing a home. You have applied for a loan. You are excited and making all kinds of plans for your new home. You have been dreaming about this day and you want everything to be just perfect. Your dream home in in reach and there are things to keep in mind that will… Continue Reading Know Your Do’s and Don’ts Once You Have Applied for a Mortgage Loan
Have you been thinking about investing in real estate? Would you be surprised to know that investment property loans are probably the easiest loan to qualify for of all loans? Can you guess why? Well, the short answer is that you are not adding any loan payment to your qualifications. This means you are not… Continue Reading WHY REAL ESTATE INVESTMENT MAKES GOOD “CENTS”
I am here today, the day before Thanksgiving, to wish all of you a wonderful Thanksgiving Day. Thanksgiving, to me, is a day of showing gratitude for all the wonderful things that have happened over the past 12 months or longer. Gratitude is a feeling. I want to feel it as much as I can. … Continue Reading Wishing Everybody a Wonderful Thanksgiving
SELF-EMPLOYED, BUYING A HOME, NO W-2, NO PROBLEM Yes, you read that title right. You are self-employed You want to buy a home You have no W-2 Seriously, no problem You might have been asking yourself how do I, as a self-employed borrower, qualify for a mortgage loan? Let me explain the answer… Continue Reading SELF-EMPLOYED, BUYING A HOME, NO W-2, NO PROBLEM
One of the questions I often get asked a lot is “Brian, will this home close with an FHA loan because of the condition it is in?” “Will it pass conventional financing requirements?” People ask this because there is something wrong with one of the properties they are interested in owning. They really want the… Continue Reading Escrow Holdback – Say What?