Like attorneys and IRS agents, sometimes we mortgage bankers get a bad rap. We can of course lay claim to our share of bad apples, but I am particularly proud of the opportunities we at Van Dyk Mortgage provide borrowers. One opportunity in particular (that you won’t find with every lending institution!) is the opportunity… Continue Reading More Than Your Everyday Escrow
So as an update…for our condo loans, we have lowered the down payment requirements!
In the case of interest rates, the Fed’s end of year announcement that they would be pulling back some of the stimulus package that has helped keep rates where they currently sit is a certain catalyst for change. A mortgage rate buzz kill if you will…
What I don’t understand is when a prospective client makes a decision to go with a bank because they are being lured with a rate that will ultimately represent more trouble than the insignificant savings it is worth.
Getting a mortgage is a process, but there are things you can control. And that means pulling together legible copies of all the correct documents needed to submit a loan application so you can save yourself time, money, and stress.